Meet Dhruvika Bhavsar

Dhruvika Bhavsar is a licensed mortgage broker based in Prince Edward Island, known for her thoughtful, client-first approach and dedication to making homeownership more accessible — especially for first-time buyers and newcomers. Originally from India, Dhruvika holds both a Bachelor’s and Master’s degree in Commerce, and brings a strong foundation in finance to her work in the Canadian mortgage industry.

After moving to PEI in 2024 with her husband, Harsh Bhavsar — a local realtor with Exit Realty PEI — Dhruvika saw an opportunity to help bridge the gap many clients experience when navigating the financial side of buying a home. Together, this husband-and-wife team offers a streamlined, supportive experience: while Harsh helps clients find the perfect property, Dhruvika ensures they’re matched with the right mortgage solution, providing expert guidance every step of the way.

Her work is driven by a simple goal: to make the homebuying process feel less overwhelming and more empowering. Known for her attention to detail, calm communication style, and strong time management skills, Dhruvika takes pride in crafting personalized mortgage strategies that are built to last — not just for today, but for the future.

Dhruvika is especially passionate about helping immigrant families and first-time buyers feel fully heard and understood. Her own journey into Canadian life gives her a deep empathy for the challenges many newcomers face — and a heartfelt desire to be a source of clarity and support during such a meaningful time in their lives. “It brings me immense joy,” she says, “to play a small part in helping someone plant roots in a new country — just like I did.”

Outside of her work, Dhruvika enjoys exploring the Island with her husband, learning about Canadian culture, cooking, listening to music, and volunteering when time allows. She is proud to call PEI home, and even prouder to help others do the same.

Available to serve clients in English, Hindi, Gujarati and Punjabi.

dbhavsar@mortgagealliance.com
782.377.3202

Contact Dhruvika

Mortgage Broker