902-536-3655
902-536-3655
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A free, 15-minute call might be what changes your home for the better.

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Our Commitment to You.

No Sales Quotas, Just Honesty.

Your best outcome is our only goal. We don’t work with sales quotas or hidden agendas — just honest mortgage advice you can trust. Our team reviews every lender and product to find the right fit for you. And if the numbers show you’re already in a good spot, we’ll tell you that too. That’s how we’ve earned the trust of homeowners across Atlantic Canada.

Local Roots and Expertise.

Rooted right here in Atlantic Canada, we understand our region’s housing markets — from Halifax to Charlottetown to St. John’s — better than anyone. We take time to understand your full financial picture and listen to your goals to guide you toward long-term stability. With deep local insight and genuine community connections, we help you navigate the market with confidence.

Simple, Real-Human Conversations.

Your goals guide our process. With straightforward guidance that makes every step easier to navigate, you’ll never feel like a number or a transaction. Paperwork might suck (we get it), but our team genuinely cares about you, your plans, and your goals. And even after that final signature? We’re still here for you.

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Professional business team portrait featuring diverse corporate staff smiling against a geometric background.

Our Commitment to Community.

Supporting the Spaces We Live and Work.

Strong communities build strong homes. As proud Atlantic Canadians, giving back isn’t just part of what we do — it’s part of who we are. We’re committed to supporting the people and places that make up our neighbourhoods.

We actively support initiatives that strengthen the future of Atlantic Canada. This includes monthly donations to the IWK Health Centre, a beacon of care for children and families across the region. We also participate in seasonal efforts like Coats for Kids and Toy Drive initiatives from FX101.9, helping ensure warmth and joy reach families during the holidays.

You’ll also see us supporting local passions: sponsoring the Legends Tour at Scotia Speedworld, contributing to the Sackville Business Association's Light Up The Park, and backing local sports teams, arts programs, and other neighbourhood festivals throughout the year.

Our team members live, work, and raise their families right here with you. We understand local challenges, celebrate local triumphs, and do our part to foster vibrant, connected communities every day. We’re your neighbours, and we’re invested in your success.

Here's what clients think of our UMG Atlantic Team:

Current Mortgage Rates in Atlantic Canada

We work with a wide network of prime, alternative and private lenders across to offer competitive mortgage rates. While current rates can fluctuate, we are committed to finding you the most favourable terms. Please contact us for a customized assessment of your mortgage needs.

Bank of Canada Current Prime Rate: 4.45%

Our Strategic Partners
Strive company logo featuring yellow slashes and grey lowercase typography.Strive company logo featuring yellow slashes and grey lowercase typography.
Yes! Capital financial services logo with blue script lettering and purple serif font on a black background.Yes! Capital financial services logo with blue script lettering and purple serif font on a black background.
CUA logo featuring blue and green letters with the slogan The better way to bank on a black background.CUA logo featuring blue and green letters with the slogan The better way to bank on a black background.
Bridgewater Bank logo with white wave icon on a purple square background.Bridgewater Bank logo with white wave icon on a purple square background.
Mcan Home logo featuring yellow corner frame accents and the word Home in grey text.Mcan Home logo featuring yellow corner frame accents and the word Home in grey text.
The MERIX logo featuring a stylized pink and green letter X.The MERIX logo featuring a stylized pink and green letter X.
Keystone MIC logo with white serif text and gold arch icon on a forest green background.Keystone MIC logo with white serif text and gold arch icon on a forest green background.
First National Financial LP logo with green text and a yellow acorn symbol.First National Financial LP logo with green text and a yellow acorn symbol.
CMLS logo in blue sans-serif lowercase letters on a solid black background.CMLS logo in blue sans-serif lowercase letters on a solid black background.
Official TD Bank logo featuring white letters on a green background.Official TD Bank logo featuring white letters on a green background.